FAQ

Setting Up

• Where do I actually invest?
• What is a platform?
• What are fund supermarkets / discount brokers?

Buying and selling funds

• What does Discount or Premium to NAV mean on an Investment Trust
• What does Acc and Inc mean after the name of the fund?
• Can you change your mind during a switch?
• Who has the interest in your funds during the switch process?
• How long does it take to switch funds?
• Does it cost you any money to switch funds?

See all 13 articles

Managing your own Saltydog portfolio

• How do I research a unit trust fund?
• How do I monitor the performance of the portfolio?
• When should you consider changing your portfolio?
• How much time needs to be allocated to managing this type of investment?

Tax, pensions, ISAs

• If I move all or part of my ISA’s to safe haven or cash in account, for whatever reason, do I lose my ISA status?
• I know about trading of stocks and shares on short time scale to make a profit which attracts capital gains tax. Is it permissible to do the same for ISA’s and avoid capital gains?
• Can the ISA status of my investments be lost if I trade them often?
• What are the tax implications?

Security

• What happens to my investment if a unit trust or a fund manager goes bust?

Saltydog system & categories

• Why it’s not right to rank every single fund
• In the sector called "Specialist", what do they specialise in and how is it different from funds that specialise in say "Tech and Telecoms"?
• What does Decile Ranking mean?
• Why is "Full Steam Ahead" split into "Developed" and "Emerging" when the others are not?